Ramsey County Small Business Relief Fund

Ramsey County is providing emergency assistance to small local businesses adversely impacted by the COVID-19 pandemic. 

Funds will help businesses pay for critical expenses such as rent or  mortgage payments, utilities, payments to suppliers and costs associated with reopening. Providing this support will increase the capacity of small businesses with a physical location in Ramsey County to survive the current crisis and will help prevent potential future blight scenarios.

We understand there is a cost to reopening your business safely. This grant will help ensure that your business can afford to operate while maintaining the social distancing guidelines for the safety of your employees and customers.

The Relief Fund will be administered by the Metropolitan Consortium of Community Developers’ Open to Business program, which provides technical assistance and access to capital for businesses throughout Ramsey County. Priority outreach will be conducted in partnership with community-based organizations working in low-wealth communities, communities of color, and areas with barriers to access other small business resources.

Funding for the Small Business Relief Fund is provided through the Ramsey County Investment and Support Efforts (RISE) program.

The application window closed at 5pm, Friday, August 21.


Technical Assistance Providers

The following organization are able to assist applicants in completing an application. 

Organization

Email

Phone

Languages Served

African Development Center

info@adcminnesota.org

612-333-4772

Somali, Oromo, Amharic, Swahili, English

Asian Economic Development Association

biz@aedamn.org

651-222-7798

Hmong, Lao, Vietnamese, English

African Economic Development Solutions

aedscovid19@aeds-mn.org

651-646-9411

Oromo, Amharic, Somali, English

Black Women’s Wealth Alliance

service@bwwa-us.com 

612- 876-1317

Ebonics, English

East Side Neighborhood Development Company

adejoy@esndc.org

651-288-8744

English
Hmong Chamber of Commerce info@mnhmongchamber.org   Hmong

Latino Economic Development Center

bizsupport@ledcmn.org

651-621-2758

Spanish, English

Metropolitan Regional Arts Council

anthonia@mrac.org

 

English

Saint Paul Area Chamber of Commerce tong@saintpaulchamber.com   English, Hmong
Springboard for the Arts

adia@springboardforthearts.org

651-292-4381 

English

Urban Village (serving Karen and Karenni businesses)

urbanvillage.mn@gmail.com

 

Sgaw Karen, Poe Karen, Karenni, English

WomenVenture

info@womenventure.org

612-224-9540

English

 


 

Round 2 Eligible Businesses

Three ways to qualify for grant relief

Self-employed/sole proprietor

(up to $7,500 in qualified expenses)

or 

Between 1 and 20 employees

(up to $10,000 in qualified expenses)

or

 Creative Businesses

(up to $7,500 in qualified expenses)

Must be a locally owned and operated for-profit business with a physical establishment in Ramsey County or resident of Ramsey County

Shared commercial spaces and home based businesses

Home-based businesses must document that the business is a primary source of income

Must have been operating for at least 6 months prior to March 1, 2020

Must be licensed and in good standing, if applicable

Must demonstrate a significant loss in revenue since March 15 (no credit score or collateral requirements apply)

 

Must be a locally owned and operated for-profit business with a physical establishment in Ramsey County

Must have at least one employee in addition to the owner as of March 1, 2020 and not more than 20 employees

Must have been operating for at least 6 months prior to March 1, 2020

Must be licensed, in good standing, current on property taxes prior to May 15, 2020, if applicable

Must demonstrate a significant loss in revenue since March 15 (no credit score or collateral requirements apply)

 

Creative businesses are those that contribute to the creative economy in Ramsey County.

They could be, to name some: 
Musicians (e.g. Instrument, production or vocal, etc.)
Artistic (e.g. painting, murals, photography, etc.)
Performance (e.g. Actor/Actress, theater performers, etc.)
Crafts (e.g. Wind Chimes, farmer's market vendors, etc.)
Media (e.g. film, video, production, etc.)
More than one discipline/area
Other 
 

Creative businesses that are based in Ramsey County. If they have a studio that they primarily work out of, or if they live within the county.

Creative businesses that have been financially impacted by COVID-19, have been doing their creative work prior to 9/15/2019, that have generated a substantial amount of income from their creative work.

Deadline extended: Applications will now close at 5pm on Friday, August 21.

Apply here:

 

Guidelines and additional documentation available below:

Complete Guidelines       Grant Documents and FAQs

Ineligible Businesses 

Certain businesses are ineligible, including:

  • Individuals or businesses that have received funding from the Department of Employment and Economic Development through the Small Business Relief Grant.
  • Non-profit organizations
  • Corporate chains, multi-state chains
  • Businesses in default conditions prior to February 29, 2020
  • Businesses that primarily derive income from gambling
  • Businesses that derive any income from adult entertainment
  • Businesses that primarily sell pawned merchandise or guns
  • Businesses that derive income from passive investments; real estate transactions; property rentals or property management; billboards; or lobbying